Unison Dental Plan: A Comprehensive Guide for Members and Their Families

Dental health is an essential aspect of overall well-being, yet it's often overlooked until significant issues arise. Recognizing this, UNISON offers a dental plan tailored to its members and their families, ensuring they have access to quality dental care without the financial burden. Here's everything you need to know about the UNISON Dental Plan.

Who is Eligible?

If you're a UNISON member or a family member of one, and you're between the ages of 16 and 69, you're eligible to apply for this dental plan. It's designed to be inclusive, providing coverage for a wide range of dental treatments according to NHS charges.

Coverage and Benefits

Under the UNISON Dental Plan, you're covered for 100% of your dental bill based on the NHS scale of dental charges, up to a generous annual maximum. This includes:

  • Examinations, scale and polish, X-rays: All NHS charges paid.
  • Fillings, root canal treatments, extractions, crowns, bridges, dentures, and repairs: All NHS charges paid.
  • Dental-related prescription items: Up to 6 items per year.
  • Maximum annual claim limit: £500.
  • Oral cancer cover: Up to £6,500.
  • Accidental impact injury: Up to £750.
  • In-patient cash per night (dental related): £25 per night, up to 25 nights per year.

How to Claim

Claiming is straightforward. Before your dental appointment, call the claims line to receive a form for your dentist to authorize. After paying your bill, submit the form along with your receipt to be reimbursed. This process ensures that members can easily manage their dental expenses.

Why You Might Need a Plan

Even with NHS dental services, costs can accumulate. For instance, a routine check-up resulting in a crown can cost £306.80, and additional treatments throughout the year can quickly exceed the average person's budget. The UNISON Dental Plan offers up to £500 per year to cover these costs, providing peace of mind.

Choosing Between NHS and Private Plans

If your NHS dentist charges privately for some treatments, the Private Patient Plan, which covers both NHS and private charges, may be more suitable. It's important to note that the NHS Patient Plan only covers standard NHS band charges, making it essential to choose the plan that best fits your dental care needs.

Eligibility for Treatment

New members should note that only new dental conditions occurring after joining the plan are covered. This policy ensures fairness and sustainability of the plan for all members.

Joining and Utilisation

Joining is easy - simply call the UNISON Dental Plan helpline or apply as directed. Coverage begins the day after joining, allowing members to start using the plan immediately for eligible treatments.

Duration of Coverage

Members can enjoy the benefits of the UNISON Dental Plan for as long as they wish. This indefinite coverage ensures UNISON members and their families can maintain their dental health without concern for time limits.

The UNISON Dental Plan is a testament to the union's commitment to the well-being of its members and their families. With comprehensive coverage, easy claiming processes, and eligibility for a wide range of members, it's a valuable resource for those looking to maintain their dental health efficiently and affordably.


Click here for more information on Unison Dental Plans